The level of confidence of European consumers by “daughters” of VTB was higher than expected, state the representatives of the credit institution.

For example, only in France up to 2011 the average deposit amount exceeds 45,000 euros against planned 09.10 thousand. In turn, in Germany during the same period was opened about 40,000 accounts and attracted about 400 million euros.

At the end of March this year as the accounts of the West “daughters” VTB Europeans have placed more than 1 billion euros. However, as emphasized by representatives of the bank, the money does not bring the former citizens of the Russian Federation, and the original residents of the EU.

“When you leave this market, we had a lot of doubt whether the Europeans will go to the deposits, are not related in any way with Russia and have quite a selection, it is the bank of the Russian Federation”, – the head of the journalists on the development of retail business in the banking subsidiaries of VTB Vsevolod gusto. Learn more about Widerank!

Reference
The bank “VTB-France” began to attract retail deposits from January last year. “VTB-Germany” has launched a deposit in July 2011. In France, VTB provides for annual contributions of 3.45%. For comparison, a similar rate of local bank Credit Mutuel is 2,25%, Carrefour banque – 3,25%. In Germany, VTB offers 2.8% per annum on deposits and 2.5% on balances on current accounts.

The Europeans are looking at Russian banks “protective haven”

The increased interest of EU citizens to deposit “daughters” VTB experts believe is warranted. On the one hand, the Russian Bank to offer higher interest rates on deposits in your own currency, on the other – at the moment the situation in the domestic banking system is more stable than in some eurozone countries, they point out.
“For example, in the last year in the balance of French banks observed deterioration in asset quality. Therefore, their clients tend to diversify their investments to reduce risk,” – said a senior analyst at IG bonds “Nord-Capital” Maxim Zaitsev.

Thus, in this case, we can say that European investors are looking at credit institutions of the Russian Federation so-called “protective harbor,” adds the head of analytical department of the Broco Alexei Novikov. In other words, they try to go into the more stable banks of the banks in difficulty.

However, according to experts, in this case does not say that Russian banks may be a significant competition to foreign financial institutions in the future. Foreign investors see a more robust contributions to the banks of the Russian Federation in connection with the debt problems of the EU, which had a negative impact on European banks, and VTB just picked a good time to start-up project, they point out.

“To say that Russian banks have become serious competitors to Western banks, not serious. It is an isolated case. We continue to lag behind technology. For example, the productivity of our banks are lagging behind the U.S. about four times, and accumulated a reputation for decades” – says the Deputy Director General for investment analysis of IR “ZERICH Capital Management,” Andrew Vernikov.

In this regard, with a resolution of debt problems of the euro area the situation may change in the opposite direction, experts say.

What will follow the adoption of this document and how to work with talented, “mathematicians” – in an interview with RIA Novosti said the president of the Moscow Mathematical Society, Russian Academy of Sciences Viktor Vasiliev.

- Victor A., ​​you’re at one time taught in school, you can tell – have worked with gifted children.

- Yes, I taught a little in the 57th school in Moscow – first assisted in the classroom mathematical analysis, and later lectured. By the way, the rate of topology, now I’m reading, a sophomore at the Higher School of Economics, was read the first graders. A basic outline of seminars, adopted at our department – it leaves the system introduced by the famous teacher, Nikolai Konstantinov in the mathematical schools. Course content is converted into a sequence of tasks, the students decided to sit and teachers on an individual basis. There is a discussion that allows you to talk with each student to understand his errors, to tell something about the subject. Learn more about pay to do homework!

- Domestic system of school mathematics education is considered one of the leaders in the world. What are its characteristics, and is now maintained a high level of mathematical training in special schools?

Yes, saved, as can be judged, for example, graduates of these schools coming now in HSE. They are prepared as good as in my time, but not so on the current graduates in general.

In such schools are usually taught by highly qualified professionals. A good teacher knows his subject well beyond the material taught. In severe matshkolah necessarily have circles and courses that are university professors or students of mathematics. And most importantly – it passionary Wednesday, talking to people who burn the eyes of his works that animate their child to suggest the idea that doing science – this is the right medicine for zhizneupotreblenie and degeneration.

- The recently adopted a concept of a national system for identifying young talent. Her discussion was very stormy, there was even an alternate Kolmogorov presented a project that involves development of a network of special schools …

- I am familiar with both documents. And I’m much closer to Kolmogorov earlier draft. I like his content and that the emphasis it placed on the system, which has long proved its worth – I mean the special school.

The current concept is actually very little focus on learning abilities of children, but mainly devoted to the creation of methodological, theoretical, legal – and more – the “base” for such a study. That is, first and foremost is the creation of jobs and a generous top dressing to an already bloated utterly counter-productive superstructure over the teacher’s estate.

- In your experience, at what age is shown talent? In what class you can see that mathematically gifted child?

- How to tell the teacher to whom I am inclined to trust, is the final answer can be given no earlier than when the child reaches puberty.

But in general I’m afraid the label “gifted”. This is not only a huge risk of corruption (as will be addressed include the child in a number of gifted or not), but also psychological: not easy to live with the idea that you’re special, we know that many people do not stand up, break down.

In my opinion, almost anyone can successfully enough to move in almost any field, and mathematics is no exception: for example, become a doctor of science can mean almost everyone, except for clinical cases. In fact, besides talent, there are other components of success – the ability for a long time working on the problem, indifferent attitude. Unfortunately, we currently unpopular idea, you need to study hard and work well, and human capacity is expanded to a tiny portion.

- Talent is expressed in learning outcomes or the victories at the Olympics? The authors offer the concept of expanding the list of competitions. Olympics help to identify talent?

- The correlation is certainly there, but it is not absolute. You can not say that he who wins the Olympic Games or get 99 points for the exam, be sure to be a talent in this area. Winning at the Olympics – is a guarantee that the person owns the object, it has the necessary capacity for development in this area. Conversely, people who have succeeded in a scientific field is usually performed well at the Olympics, but not always brilliant. And the number of competitions they have more than enough.

- The concept is also noted that it is necessary to strengthen the training of teachers: the need to enter the pedagogical institute courses on working with gifted children to work with them can be in any school.

- In every school, to work with gifted children will not work. How can a teacher of children’s output level is much higher than his own? Gifted children need gifted teachers. Now, for obvious reasons, these young people are almost never go any higher pedagogical educational institution, or to work in schools.

This is not surprising, since the Russian education system each year, innovation, change old patterns, conducted pilot projects and other experiments in the learning process.

In addition to the school curriculum is constantly adding new items. All the time, officials and educators are trying to improve the educational process, they forget to take into account the views and interests of the students themselves.

In this regard, more and more parents give their preference to family education. Since the number of children receiving home education in 2008 was 10,000, and currently has grown to one hundred thousand and this number is regularly increasing.

Every parent is trying to give your child the best, including education. A constant-reaching reform in the education system encourages moms and dads to this choice, especially since the majority of parents who choose home schooling argue that given to children for many more school teachers. However, children who study at home, you still have to go to school for exams and tests, as required by law, by rules which all students, regardless of the method and form of training should be periodically appear in an educational institution for certification and to demonstrate their knowledge school program. Learn more about write my essay!

But, despite all the nuances, an increasing number of parents and students are choosing alternative methods, techniques, forms of training instead of the standard of attendance. So it’s not far off when Russia will overtake the United States at this point that for a given period of time more than two million children are learning at home.

Play video service was announced last year. Its catalog currently includes over 3.5 million licensed feature and animated films from leading Russian and international film studios, including Sony Pictures, Disney, Warner Bros. and FOX, Universal.

Leaders of the two companies during the event, signed an agreement of intent indicating areas of cooperation to promote TV Samsung Smart TV in Russia. Under this agreement, Play became a strategic partner for the provision of Samsung video content for TV Smart TV, produced by the South Korean manufacturer. Learn more about caterpillar sis!

It was also announced the first joint campaign: TV buyers Samsung Smart TV premium as a bonus will be given free access to the directory Play video service within three months from the date of purchase.

The flight to Sydney took 20 hours. The city is located on the far side of the continent and in spite of this, he attracts thousands of tourists a year, and I advise him to spend a few days before heading to other corners of the enigmatic Australian.

Sydney Opera House

Perhaps the most famous building in Australia and one of the most beautiful in the world! Its construction lasted almost 20 years. In 1973 Queen Elizabeth II officially opened the Opera House. Tours are held for a period of time throughout the year and will assign you to a height of 200 steps to the pedestal of history, architecture and art. If you want, you can use the opportunity to buy tickets to one of the views that are held in the Sydney Opera House. Ballet, theater, music and many other ideas out there waiting for you!

Sydney Harbour Bridge

The second object is a celebrity in the world Sydney is the Sydney Harbour Bridge, or “rack” as they call it the inhabitants of the city for its shape. Until 1967 the bridge was the tallest building and it is still recorded in the Guinness Book of Records as the widest bridge in the world: eight lanes of machines, strip for cyclists, pedestrians band, and the two rail roads for the movement of trains. During the 75 years that have passed since the day it opened, he was often used for festivals and performances. The bridge was often involved in various films (Mission Impossible 2) and cartoons (Finding Nemo).

City hall

City Hall was built in 1880 and is the only building of that time, which is not built for religious purposes. The Clock Tower, built in 1905 was timed to coincide with the coronation of King Edward the seventh, and this time it was the tallest building in the city (before the opening of the bridge Harbor 25 years after it). And now you can go into the conference room of the municipality and the central hall, where the various exhibitions and ceremonies.

Cathedral of Saint Mary

Near the city hall is the Cathedral of St. Mary’s. It is the oldest cathedral in Australia. He, of course, is not as beautiful as European cathedrals, but it is possible to find the finest stained glass in the life of Jesus, Mary Magdalene and St. Mary’s in honor of which he was named. The population of Sydney is proud of the male choir of the cathedral, and he often sings in various celebrations of the city. Learn more about tours in Sydney!
Entrance to the Cathedral is free.

Koala Park

At a distance of half an hour drive from the city is the most beautiful place that will not leave anyone indifferent – a fleet of koalas. Dozens of koalas living in the branches of eucalyptus in the park with the 30-ies, and 4 times a day you can closely observe the meal of cute animals to be photographed with them and even feed them yourself. The park is not just koalas live, there are many kinds of animals that live only on this continent. Among them, wild dog Dingo, a lot of colorful parrots and of course, kangaroos. The price for entrance to the park 19 Australian dollars for adults and $ 9 for children.

Observatory

Sydney Observatory is the oldest in Australia and works with 1858. Today there are astronomical artifacts have been collected for these 150 years. Tourists who come here at night can fully enjoy the night sky over Sydney’s historic telescope, built in 1874. And this, believe me, a fantastic spectacle.
In the daytime, though you can not see the stars, your attention will be presented “Space Theater” where you can see the science-fiction movies about space. Since 1982, the Observatory is not used as a scientific institution. Entrance to the observatory is free, but the board needed if you want to look through a telescope or visiting in the “theater space”

In Sydney, there is something to see! Entertainment for all tastes, for any pocket. Visit the Sydney and it will turn your world, I guarantee you.